/* =========================================
           SOLUCOES DE CREDITO — ESCOPO ISOLADO
           ========================================= */
        #financiamento {
            --credit-ink: #020714;
            --credit-navy: #06142c;
            --credit-blue: #087cff;
            --credit-blue-soft: #dcecff;
            --credit-surface: #f3f6fa;
            --credit-line: #d7e0ec;
            --credit-muted: #66748a;
            width: 100%;
            margin: 0;
            overflow: clip;
            background: #fff;
            color: #06142c;
        }
        .page-container:has(#financiamento.active-section) {
            width: 100%;
            max-width: none;
            margin: 0;
            padding: 0;
        }
        #financiamento *, #financiamento *::before, #financiamento *::after { box-sizing: border-box; }
        #financiamento button, #financiamento a { font: inherit; }
        #financiamento button { appearance: none; }
        #financiamento :focus-visible, .credit-modal :focus-visible { outline: 3px solid #7bb9ff; outline-offset: 3px; }
        #financiamento .credit-shell { width: min(calc(100% - 112px), 1500px); margin-inline: auto; }
        #financiamento .credit-section { padding: 108px 0; }
        #financiamento .credit-section--soft { background: var(--credit-surface); }
        #financiamento .credit-eyebrow { margin: 0 0 18px; color: var(--credit-blue); font-size: .76rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
        #financiamento .credit-heading { max-width: 850px; margin: 0; color: var(--credit-ink); font-size: clamp(2.5rem, 4.5vw, 4.8rem); line-height: 1.02; letter-spacing: -.055em; }
        #financiamento .credit-lead { max-width: 720px; margin: 22px 0 0; color: var(--credit-muted); font-size: 1.08rem; line-height: 1.75; }
        #financiamento .credit-section-head { display: flex; align-items: end; justify-content: space-between; gap: 36px; margin-bottom: 46px; }
        #financiamento .credit-btn { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 0 24px; border: 1px solid transparent; border-radius: 10px; background: var(--credit-blue); color: #fff; text-decoration: none; font-weight: 800; cursor: pointer; transition: transform .25s ease, background .25s ease, border-color .25s ease; }
        #financiamento .credit-btn:hover { transform: translateY(-2px); background: #006ee6; }
        #financiamento .credit-btn--ghost { border-color: rgba(255,255,255,.26); background: transparent; }
        #financiamento .credit-btn--ghost:hover { background: rgba(255,255,255,.08); }
        #financiamento .credit-btn--outline { border-color: var(--credit-line); background: #fff; color: var(--credit-ink); }
        #financiamento .credit-text-link { display: inline-flex; align-items: center; gap: 8px; border: 0; padding: 0; background: transparent; color: var(--credit-blue); font-weight: 800; cursor: pointer; text-decoration: none; }
        #financiamento .credit-text-link:hover { text-decoration: underline; text-underline-offset: 4px; }

        #financiamento .credit-hero { min-height: 650px; display: flex; align-items: center; background: radial-gradient(circle at 70% 45%, rgba(0,119,255,.16), transparent 33%), #020714; color: #fff; }
        #financiamento .credit-hero-inner { padding-block: 72px; display: grid; grid-template-columns: minmax(0,43fr) minmax(0,57fr); gap: 56px; align-items: center; }
        #financiamento .credit-hero-inner > * { min-width: 0; max-width: 100%; }
        #financiamento .credit-hero-copy h1 { max-width: 690px; margin: 0; color: #fff; font-size: clamp(56px,4.5vw,74px); line-height: 1.02; letter-spacing: -.06em; }
        #financiamento .credit-hero-copy h1 span { color: #2f95ff; }
        #financiamento .credit-hero-copy > p:not(.credit-eyebrow) { max-width: 620px; margin: 26px 0 34px; color: #b9c5d8; font-size: 1.08rem; line-height: 1.72; }
        #financiamento .credit-hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
        #financiamento .credit-hero-stage { min-height: 500px; display: grid; align-content: center; position: relative; isolation: isolate; padding-top: 36px; }
        #financiamento .credit-hero-stage::before { content: ''; position: absolute; inset: 8% 4%; z-index: -1; background: radial-gradient(circle, rgba(0,124,255,.17), transparent 66%); filter: blur(10px); }
        #financiamento .credit-segment-label { margin: 0 0 12px; color: #9eacc1; font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
        #financiamento .credit-segment { width: fit-content; display: flex; gap: 5px; padding: 5px; border: 1px solid rgba(255,255,255,.12); border-radius: 12px; background: rgba(255,255,255,.045); }
        #financiamento .credit-segment button { min-height: 42px; padding: 0 20px; border: 0; border-radius: 8px; background: transparent; color: #aebbd0; font-weight: 800; cursor: pointer; }
        #financiamento .credit-segment button[aria-pressed="true"] { background: #fff; color: #07142b; box-shadow: 0 8px 24px rgba(0,0,0,.2); }
        #financiamento .credit-hero-panel { margin-top: 22px; padding: 32px; border: 1px solid rgba(107,176,255,.27); border-radius: 22px; background: linear-gradient(150deg, rgba(11,31,64,.98), rgba(3,10,24,.98)); box-shadow: 0 28px 80px rgba(0,0,0,.32); transform-style: preserve-3d; transition: transform .26s ease, border-color .26s ease; }
        #financiamento .credit-hero-panel.is-changing { opacity: .35; transform: translateY(6px); }
        #financiamento .credit-panel-kicker { margin: 0 0 24px; color: #62adff; font-size: .73rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
        #financiamento .credit-panel-rows { display: grid; gap: 0; }
        #financiamento .credit-panel-row { display: grid; grid-template-columns: 112px minmax(0,1fr); gap: 20px; padding: 18px 0; border-top: 1px solid rgba(255,255,255,.11); }
        #financiamento .credit-panel-row:first-child { border-top: 0; padding-top: 0; }
        #financiamento .credit-panel-row span { color: #7f90aa; font-size: .75rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
        #financiamento .credit-panel-row strong { color: #fff; font-size: 1.06rem; line-height: 1.45; }
        #financiamento .credit-hero-panel .credit-text-link { margin-top: 22px; color: #74b7ff; }
        #financiamento .credit-hero-minis { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 10px; margin-top: 12px; }
        #financiamento .credit-hero-mini { min-width: 0; padding: 17px; border: 1px solid rgba(255,255,255,.09); border-radius: 13px; background: rgba(255,255,255,.035); transition: border-color .25s ease, background .25s ease; }
        #financiamento .credit-hero-mini.is-active { border-color: rgba(74,158,255,.6); background: rgba(0,119,255,.11); }
        #financiamento .credit-hero-mini b { display: block; margin-bottom: 6px; color: #fff; font-size: .78rem; letter-spacing: .1em; }
        #financiamento .credit-hero-mini span { color: #8f9db1; font-size: .78rem; line-height: 1.4; }

        #financiamento .credit-trust { background: #fff; border-bottom: 1px solid var(--credit-line); }
        #financiamento .credit-trust-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); }
        #financiamento .credit-trust-item { padding: 30px 28px; border-left: 1px solid var(--credit-line); }
        #financiamento .credit-trust-item:last-child { border-right: 1px solid var(--credit-line); }
        #financiamento .credit-trust-item b { display: block; margin-bottom: 8px; color: var(--credit-ink); font-size: .78rem; letter-spacing: .1em; }
        #financiamento .credit-trust-item p { margin: 0; color: var(--credit-muted); font-size: .88rem; line-height: 1.55; }

        #financiamento .credit-filter { display: flex; flex-wrap: wrap; gap: 8px; }
        #financiamento .credit-filter button { min-height: 44px; padding: 0 18px; border: 1px solid var(--credit-line); border-radius: 999px; background: #fff; color: var(--credit-muted); font-weight: 800; cursor: pointer; }
        #financiamento .credit-filter button[aria-pressed="true"] { border-color: var(--credit-ink); background: var(--credit-ink); color: #fff; }
        #financiamento .credit-solutions-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; }
        #financiamento .credit-solution-card { min-width: 0; min-height: 310px; display: flex; flex-direction: column; align-items: flex-start; padding: 30px; border: 1px solid var(--credit-line); border-radius: 18px; background: #fff; color: var(--credit-ink); text-align: left; cursor: pointer; transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease; }
        #financiamento .credit-solution-card:hover { transform: translateY(-3px); border-color: #8ec4ff; box-shadow: 0 18px 42px rgba(12,37,70,.09); }
        #financiamento .credit-solution-card[hidden] { display: none; }
        #financiamento .credit-solution-icon, #financiamento .credit-pillar-icon { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 11px; background: var(--credit-blue-soft); color: var(--credit-blue); }
        #financiamento .credit-solution-card h3 { margin: 28px 0 12px; color: var(--credit-ink); font-size: 1.35rem; line-height: 1.18; }
        #financiamento .credit-solution-card p { margin: 0 0 28px; color: var(--credit-muted); line-height: 1.65; }
        #financiamento .credit-solution-card .credit-text-link { margin-top: auto; }

        #financiamento .credit-advisor-grid { display: grid; grid-template-columns: minmax(0,1.25fr) minmax(330px,.75fr); gap: 28px; align-items: stretch; }
        #financiamento .credit-advisor-form, #financiamento .credit-advisor-summary { padding: 38px; border: 1px solid var(--credit-line); border-radius: 20px; background: #fff; }
        #financiamento .credit-advisor-step + .credit-advisor-step { margin-top: 30px; }
        #financiamento .credit-advisor-step h3 { margin: 0 0 14px; color: var(--credit-ink); font-size: .9rem; }
        #financiamento .credit-choice-grid { display: flex; flex-wrap: wrap; gap: 9px; }
        #financiamento .credit-choice { min-height: 44px; padding: 0 15px; border: 1px solid var(--credit-line); border-radius: 9px; background: #fff; color: #344258; font-weight: 700; cursor: pointer; }
        #financiamento .credit-choice[aria-pressed="true"] { border-color: var(--credit-blue); background: #eef6ff; color: #0067d9; box-shadow: inset 0 0 0 1px var(--credit-blue); }
        #financiamento .credit-advisor-summary { background: var(--credit-ink); color: #fff; }
        #financiamento .credit-advisor-summary .credit-eyebrow { color: #72b6ff; }
        #financiamento .credit-summary-list { margin: 0 0 28px; }
        #financiamento .credit-summary-row { padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
        #financiamento .credit-summary-row dt { margin-bottom: 5px; color: #8191a9; font-size: .7rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; }
        #financiamento .credit-summary-row dd { margin: 0; color: #fff; font-weight: 800; }
        #financiamento .credit-paths { margin: 0 0 28px; padding: 0; list-style: none; }
        #financiamento .credit-paths li { display: flex; gap: 9px; padding: 7px 0; color: #c1cce0; }
        #financiamento .credit-paths li::before { content: '→'; color: #49a1ff; }
        #financiamento .credit-disclaimer { margin: 18px 0 0; color: #8795aa; font-size: .76rem; line-height: 1.55; }

        #financiamento .credit-process-track { display: grid; grid-template-columns: repeat(5,minmax(0,1fr)); position: relative; }
        #financiamento .credit-process-track::before { content: ''; position: absolute; top: 30px; left: 10%; right: 10%; height: 1px; background: var(--credit-line); }
        #financiamento .credit-process-step { position: relative; z-index: 1; padding-right: 28px; }
        #financiamento .credit-process-num { width: 60px; height: 60px; display: grid; place-items: center; margin-bottom: 24px; border: 1px solid var(--credit-line); border-radius: 50%; background: #fff; color: var(--credit-blue); font-weight: 800; }
        #financiamento .credit-process-step h3 { margin: 0 0 10px; color: var(--credit-ink); font-size: .82rem; letter-spacing: .11em; }
        #financiamento .credit-process-step p { margin: 0; color: var(--credit-muted); font-size: .9rem; line-height: 1.65; }

        #financiamento .credit-why-panel { padding: 64px; border-radius: 24px; background: radial-gradient(circle at 85% 20%,rgba(0,124,255,.18),transparent 28%),var(--credit-ink); color: #fff; }
        #financiamento .credit-why-panel .credit-heading { color: #fff; }
        #financiamento .credit-pillars { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 18px; margin-top: 48px; }
        #financiamento .credit-pillar { padding: 25px 0 0; border-top: 1px solid rgba(255,255,255,.16); }
        #financiamento .credit-pillar-icon { background: rgba(0,124,255,.15); }
        #financiamento .credit-pillar h3 { margin: 22px 0 10px; color: #fff; font-size: .83rem; letter-spacing: .09em; }
        #financiamento .credit-pillar p { margin: 0; color: #a8b5c9; font-size: .9rem; line-height: 1.62; }

        #financiamento .credit-guarantees-grid { display: grid; grid-template-columns: minmax(0,.85fr) minmax(0,1.15fr); gap: 48px; align-items: center; }
        #financiamento .credit-accordion { margin-top: 34px; border-top: 1px solid var(--credit-line); }
        #financiamento .credit-accordion-item { border-bottom: 1px solid var(--credit-line); }
        #financiamento .credit-accordion-trigger { width: 100%; min-height: 66px; display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 0; border: 0; background: transparent; color: var(--credit-ink); text-align: left; font-weight: 800; cursor: pointer; }
        #financiamento .credit-accordion-trigger span:last-child { color: var(--credit-blue); transition: transform .25s ease; }
        #financiamento .credit-accordion-trigger[aria-expanded="true"] span:last-child { transform: rotate(45deg); }
        #financiamento .credit-accordion-panel { padding: 0 42px 22px 0; color: var(--credit-muted); line-height: 1.65; }
        #financiamento .credit-guarantee-media { min-height: 570px; position: relative; overflow: hidden; border-radius: 22px; background: var(--credit-ink); }
        #financiamento .credit-guarantee-media img { width: 100%; height: 100%; position: absolute; inset: 0; object-fit: cover; transition: transform .55s ease; }
        #financiamento .credit-guarantee-media:hover img { transform: scale(1.025); }
        #financiamento .credit-guarantee-overlay { width: calc(100% - 36px); position: absolute; left: 18px; bottom: 18px; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px; border: 1px solid rgba(255,255,255,.18); border-radius: 13px; background: rgba(2,7,20,.88); color: #fff; text-align: left; cursor: pointer; }
        #financiamento .credit-guarantee-overlay span:first-child { max-width: 460px; font-weight: 800; line-height: 1.45; }

        #financiamento .credit-use-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 14px; }
        #financiamento .credit-use-card { min-height: 220px; display: flex; flex-direction: column; align-items: flex-start; padding: 25px; border: 1px solid var(--credit-line); border-radius: 15px; background: linear-gradient(150deg,#fff,#f7f9fc); color: var(--credit-ink); text-align: left; cursor: pointer; transition: transform .25s ease, border-color .25s ease; }
        #financiamento .credit-use-card:hover { transform: translateY(-3px); border-color: #8ec4ff; }
        #financiamento .credit-use-card .material-symbols-outlined { color: var(--credit-blue); font-size: 28px; }
        #financiamento .credit-use-card h3 { margin: auto 0 9px; font-size: 1.03rem; }
        #financiamento .credit-use-card p { margin: 0; color: var(--credit-muted); font-size: .88rem; line-height: 1.55; }

        #financiamento .credit-review-grid { display: grid; grid-template-columns: minmax(0,1.15fr) minmax(340px,.85fr); gap: 22px; }
        #financiamento .credit-review-panel, #financiamento .credit-amortization { padding: 42px; border: 1px solid var(--credit-line); border-radius: 20px; background: #fff; }
        #financiamento .credit-review-panel h2, #financiamento .credit-amortization h2 { margin: 0 0 15px; color: var(--credit-ink); font-size: clamp(2rem,3.5vw,3.2rem); line-height: 1.05; letter-spacing: -.045em; }
        #financiamento .credit-review-panel > p, #financiamento .credit-amortization > p { color: var(--credit-muted); line-height: 1.68; }
        #financiamento .credit-checklist { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px 18px; margin: 28px 0 32px; padding: 0; list-style: none; }
        #financiamento .credit-checklist li { display: flex; align-items: center; gap: 9px; color: #344258; font-size: .9rem; }
        #financiamento .credit-checklist li::before { content: '✓'; color: var(--credit-blue); font-weight: 900; }
        #financiamento .credit-amortization .credit-segment { margin: 22px 0; border-color: var(--credit-line); background: var(--credit-surface); }
        #financiamento .credit-amortization .credit-segment button { color: var(--credit-muted); }
        #financiamento .credit-amortization .credit-segment button[aria-pressed="true"] { background: var(--credit-ink); color: #fff; }
        #financiamento .credit-chart { height: 160px; margin: 20px 0; border-left: 1px solid var(--credit-line); border-bottom: 1px solid var(--credit-line); }
        #financiamento .credit-chart svg { width: 100%; height: 100%; overflow: visible; }

        #financiamento .credit-faq-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 0 28px; }
        #financiamento .credit-faq-item { border-top: 1px solid var(--credit-line); }
        #financiamento .credit-faq-item:nth-last-child(-n+2) { border-bottom: 1px solid var(--credit-line); }
        #financiamento .credit-faq-item summary { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 18px; color: var(--credit-ink); font-weight: 800; cursor: pointer; list-style: none; }
        #financiamento .credit-faq-item summary::-webkit-details-marker { display: none; }
        #financiamento .credit-faq-item summary::after { content: '+'; color: var(--credit-blue); font-size: 1.4rem; }
        #financiamento .credit-faq-item[open] summary::after { content: '−'; }
        #financiamento .credit-faq-answer { padding: 0 42px 24px 0; color: var(--credit-muted); line-height: 1.68; }

        #financiamento .credit-final { padding: 0 0 108px; }
        #financiamento .credit-final-panel { padding: 70px; border-radius: 24px; background: radial-gradient(circle at 88% 20%,rgba(0,124,255,.2),transparent 30%),var(--credit-ink); color: #fff; }
        #financiamento .credit-final-panel h2 { max-width: 820px; margin: 0; color: #fff; font-size: clamp(2.6rem,5vw,5.2rem); line-height: 1; letter-spacing: -.055em; }
        #financiamento .credit-final-panel > p { max-width: 720px; margin: 22px 0 32px; color: #aebbd0; font-size: 1.04rem; line-height: 1.7; }
        #financiamento .credit-final-actions { display: flex; flex-wrap: wrap; gap: 12px; }
        #financiamento .credit-final-note { display: block; margin-top: 24px; color: #77869c; font-size: .76rem; }

        #financiamento .credit-reveal { opacity: 0; transform: translateY(12px); transition: opacity .46s ease, transform .46s ease; }
        #financiamento .credit-reveal.is-visible { opacity: 1; transform: none; }

        .credit-modal { display: none; position: fixed; inset: 0; z-index: 120000; align-items: center; justify-content: center; padding: 28px; }
        .credit-modal.is-open { display: flex; }
        .credit-modal__backdrop { position: absolute; inset: 0; border: 0; background: rgba(0,7,20,.72); backdrop-filter: blur(6px); cursor: pointer; }
        .credit-modal__dialog { width: min(760px,calc(100vw - 48px)); max-height: min(820px,calc(100vh - 48px)); position: relative; z-index: 1; overflow: auto; padding: 40px; border: 1px solid #d5dfeb; border-radius: 18px; background: #fff; color: #06142c; box-shadow: 0 34px 90px rgba(0,0,0,.35); }
        .credit-modal__close { width: 42px; height: 42px; position: absolute; top: 18px; right: 18px; display: grid; place-items: center; border: 1px solid #d7e0ec; border-radius: 50%; background: #fff; color: #06142c; cursor: pointer; }
        .credit-modal__eyebrow { margin: 0 54px 10px 0; color: #087cff; font-size: .72rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
        .credit-modal__dialog h2 { margin: 0 54px 14px 0; color: #020714; font-size: clamp(2rem,5vw,3rem); line-height: 1.05; letter-spacing: -.045em; }
        .credit-modal__intro { margin: 0 0 26px; color: #66748a; font-size: 1rem; line-height: 1.7; }
        .credit-modal__groups { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 14px; }
        .credit-modal__group { padding: 20px; border: 1px solid #d7e0ec; border-radius: 12px; background: #f8fafc; }
        .credit-modal__group h3 { margin: 0 0 9px; color: #06142c; font-size: .77rem; letter-spacing: .1em; text-transform: uppercase; }
        .credit-modal__group p, .credit-modal__group ul { margin: 0; padding: 0; color: #66748a; font-size: .9rem; line-height: 1.6; }
        .credit-modal__group ul { padding-left: 18px; }
        .credit-modal__actions { display: flex; align-items: center; gap: 16px; margin-top: 26px; }
        .credit-modal__actions a { min-height: 50px; display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 0 22px; border-radius: 9px; background: #087cff; color: #fff; font-weight: 800; text-decoration: none; }
        body.credit-modal-open { overflow: hidden; }

        @media (max-width: 1299px) {
            #financiamento .credit-shell { width: min(calc(100% - 64px), 1320px); }
            #financiamento .credit-hero-inner { gap: 34px; }
            #financiamento .credit-hero-panel { padding: 26px; }
            #financiamento .credit-process-step { padding-right: 18px; }
        }
        @media (max-width: 899px) {
            #financiamento .credit-section { padding: 82px 0; }
            #financiamento .credit-hero-inner, #financiamento .credit-advisor-grid, #financiamento .credit-guarantees-grid, #financiamento .credit-review-grid { grid-template-columns: 1fr; }
            #financiamento .credit-hero-copy h1 { max-width: 760px; }
            #financiamento .credit-hero-stage { min-height: 0; padding-top: 0; }
            #financiamento .credit-trust-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
            #financiamento .credit-trust-item:nth-child(3) { border-top: 1px solid var(--credit-line); }
            #financiamento .credit-trust-item:nth-child(4) { border-top: 1px solid var(--credit-line); }
            #financiamento .credit-solutions-grid, #financiamento .credit-use-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
            #financiamento .credit-process-track { grid-template-columns: 1fr; gap: 0; }
            #financiamento .credit-process-track::before { top: 0; bottom: 0; left: 29px; right: auto; width: 1px; height: auto; }
            #financiamento .credit-process-step { min-height: 150px; padding: 0 0 30px 88px; }
            #financiamento .credit-process-num { position: absolute; left: 0; top: 0; }
            #financiamento .credit-pillars { grid-template-columns: repeat(2,minmax(0,1fr)); }
            #financiamento .credit-guarantee-media { min-height: 460px; }
        }
        @media (max-width: 599px) {
            #financiamento { width: 100%; margin: 0; }
            #financiamento .credit-shell { width: calc(100% - 40px); }
            #financiamento .credit-section { padding: 68px 0; }
            #financiamento .credit-section-head { align-items: flex-start; flex-direction: column; margin-bottom: 34px; }
            #financiamento .credit-hero-inner { padding-block: 58px; gap: 46px; }
            #financiamento .credit-hero-copy h1 { font-size: clamp(44px,13vw,50px); }
            #financiamento .credit-hero-actions, #financiamento .credit-final-actions { flex-direction: column; }
            #financiamento .credit-hero-actions .credit-btn, #financiamento .credit-final-actions .credit-btn { width: 100%; }
            #financiamento .credit-segment { width: 100%; }
            #financiamento .credit-segment button { flex: 1; min-width: 0; padding-inline: 8px; }
            #financiamento .credit-hero-panel, #financiamento .credit-advisor-form, #financiamento .credit-advisor-summary, #financiamento .credit-review-panel, #financiamento .credit-amortization { padding: 24px; }
            #financiamento .credit-panel-row { grid-template-columns: 1fr; gap: 6px; }
            #financiamento .credit-hero-minis { grid-template-columns: 1fr; }
            #financiamento .credit-trust-grid, #financiamento .credit-solutions-grid, #financiamento .credit-use-grid, #financiamento .credit-pillars, #financiamento .credit-faq-grid { grid-template-columns: 1fr; }
            #financiamento .credit-trust-item, #financiamento .credit-trust-item:last-child { border-right: 1px solid var(--credit-line); border-bottom: 1px solid var(--credit-line); }
            #financiamento .credit-solution-card { min-height: 275px; }
            #financiamento .credit-why-panel, #financiamento .credit-final-panel { padding: 36px 24px; border-radius: 18px; }
            #financiamento .credit-guarantee-media { min-height: 400px; }
            #financiamento .credit-guarantee-overlay { align-items: flex-start; flex-direction: column; }
            #financiamento .credit-checklist { grid-template-columns: 1fr; }
            #financiamento .credit-faq-item:nth-last-child(2) { border-bottom: 0; }
            .credit-modal { align-items: flex-end; padding: 0; }
            .credit-modal__dialog { width: 100vw; max-height: 92vh; padding: 30px 20px; border-radius: 18px 18px 0 0; }
            .credit-modal__groups { grid-template-columns: 1fr; }
        }
        @media (prefers-reduced-motion: reduce) {
            #financiamento *, #financiamento *::before, #financiamento *::after, .credit-modal, .credit-modal * { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
            #financiamento .credit-reveal { opacity: 1; transform: none; }
        }